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Checkout & Payments

Every way they
want to pay.
One checkout.

Retail and wholesale, card and account - accepted through a single checkout that settles to your own gateway. Card, PayPal, BNPL, bank transfer, store credit and on-account terms, all in one flow your customers actually finish.

Secure card · eWAY Gift card PayPal Pay later On account One checkout Your gateway · Your funds · Your brand
One flow, every method

The fastest checkout is the one that takes the payment they already trust.

A retail shopper wants to pay by card in a couple of taps. A wholesale buyer wants thirty days on account. Someone else has a gift card to spend or a half-paid balance to clear. When all of those live in one checkout, fewer carts are abandoned for the want of a payment button.

Card · eWAY PayPal BNPL · Afterpay & Zip Bank transfer On-account · 30-day terms Store credit & gift cards

And the story doesn't stop at the website. At the counter, the native POS register takes Stripe Terminal or integrated bank EFTPOS via Linkly - the same customers, the same books, whichever door they come through.

Retail and wholesale together

One store. Two ways to buy.

The same storefront serves a card-paying shopper and an on-account trade buyer - each sees the right price, the right terms and the right buttons.

For retail shoppers

  • Saved, tokenised cards for a faster second order
  • Buy-now-pay-later through Afterpay and Zip at the press of a button
  • Store credit and gift cards applied right at checkout

For wholesale buyers

  • On-account checkout with 30-day terms for approved B2B credit
  • Volume-tiered and customer-group pricing applied automatically - quantity-break bulk pricing settable per customer group, so wholesale and distributor each get their own tiers
  • B2B pre-authorisation - hold, partial-capture, void or refund
  • Bank transfer for the buyers who still pay by EFT

Invoices & remote payment

  • Send a pay-by-link to settle an invoice from any device
  • Timing-safe link tokens, throttled against abuse
  • Live currency rates and multi-portal AU and NZ GST
Card payments

Card data your server never touches.

On-site card checkout runs through eWAY, our preferred online card gateway. PCI-compliant Secure Fields keep raw card numbers off your infrastructure, cards can be tokenised for saved one-tap reorders, and an idempotency ledger means a retried request can never charge twice.

  • PCI-compliant Secure Fields - card data stays off your server
  • Tokenisation and saved cards for repeat customers
  • An idempotency ledger so retries never double-charge
  • Connect your own eWAY account - funds settle straight to you
Secure Fields Tokenised Idempotency ledger Charge #A1F · captured Retry #A1F · ignored, not re-charged
B2B pre-authorisation

Hold now. Capture exactly what ships.

Wholesale orders rarely ship complete in one go. eWAY pre-authorisation places a hold on the card, then lets you capture the part you fulfil - in full or in part - and void or refund the rest. CARTT flags holds nearing their expiry so you can capture or void before they lapse.

  • Place a hold at order time without charging the card
  • Partial capture for the lines that actually ship
  • Void or refund the balance with a click
  • Expiry alerts flag holds nearing their limit, so none lapse unnoticed
Hold Capture what ships Void rest Alerts flag holds nearing expiry
Store credit & gift cards

Money that lives in your store.

Gift cards and store credit keep spend inside your brand. Issue custom-designed gift cards, track every balance against a per-customer ledger, and let shoppers redeem credit at checkout against any of the other payment methods.

  • Custom gift card designs that match your brand
  • A per-customer credit ledger that tracks every balance
  • Redeem at checkout, alongside card, wallet or BNPL
  • Enter a gift card or Retail Express voucher code right in the checkout summary - balance validated live
  • In-store REX vouchers recognised automatically, and redemptions flow back to Retail Express so balances stay in sync across web and in-store
  • A natural home for refunds, loyalty and goodwill
Gift card Credit ledger Issued+ $100 Redeemed− $35 Refund+ $15 Balance$80
Your own
Gateway account per merchant
One
Checkout for retail and wholesale
AU & NZ
Multi-portal GST, live currency
Zero
Double-charges, by ledger

Take the payment, not the abandoned cart.

One checkout, every method your retail and wholesale customers trust, settling to your own gateway. Let's set it up around how your customers already pay.